Does an increase in inventory mean that homes prices will decline? Where will we see home prices decline first? What is causing inventory levels to build? In this video, we discuss why we are likely seeing the number of available homes increase and why it will likely continue even with high buyer demand as well as a housing market forecast on what areas will continue to do well even in the face of rising inventory.

FREE RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

What are your thoughts on an increase in supply? Are you seeing more available homes in your housing market? Are you seeing home prices decline due to an increase in supply? Why do you think inventory is increasing? Is it because homes are no longer affordable or because sellers are overpricing their homes? Is affordability in the housing market really an issue since you have buyers still willing and able to pay those home prices? How do you think the rise in house prices 2021 is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

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Are you buying a house and wondering what the future holds for the real estate market? How will the eviction and foreclosure moratorium ending affect Real Estate? Will be see a massive wave of foreclosures coming to the housing market? In this video, @Jason Walter and I give you a Real Estate Market update and discuss all of those topics along with what you can do in the 2021 housing market to help your offer stand out as a first time home buyer.

FREE RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

To follow Jason and keep up to date with everything going on in Sacramento and stay up to date on everything Real Estate related, just click on his name @Jason Walter

What are your thoughts on affordability? Is affordability in the housing market really an issue since you have buyers still willing and able to pay those home prices? How do you think the rise in house prices 2021 is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

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Is housing affordability a bigger problem than the lack of supply and high buyer demand? How long can home prices continue to rise at this pace? Who can afford these homes? How much income does someone need to make to better able to afford the median home price in California? In this video, we talk about the housing market in terms of what got us here as well as the housing market forecast as house prices continue to rise.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

Articles mentioned in this video:

https://www.car.org/en/aboutus/mediacenter/newsreleases/2021releases/1qtr2021hai

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

What are your thoughts on housing affordability? When do you believe home prices will level off? How do you think the rise in house prices month over month is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

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Are you a first time home buyer interested in buying a house using an FHA loan in the 2021 housing market and wondering about the fha loan requirements? What are the most recent FHA loan requirements? In this video, we discuss first time home buyer frequently asked questions as it relates to fha as well as down payment, credit scores, mortgage insurance as well as employment and income when buying a home.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

FHA loan 2021 requirements

✅FICO® score at least 580 = 3.5% down payment.
✅FICO® score between 500 and 579 = 10% down payment.
✅MIP (Mortgage Insurance Premium ) is required.
✅Debt-to-Income Ratio less than 43%. (Actually you can go much higher than this)
✅The home must be the borrower’s primary residence.
✅Borrower must have steady income and proof of employment.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

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Do you own investment property in California and have tenants not paying rent and can’t evict them due to the eviction and foreclosure moratorium? Today, Gov. Newsom today announced his intent to pay rental housing providers 100% of rent that’s gone unpaid because of COVID-19.

Articles mentioned in this video:

Gov. Newsom announces plan to pay rental housing providers 100% of rent owed

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

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What can you do as a home buyer to help your offer stand out amongst the competition without giving up the farm and waiving all contingencies? In this video, we are going to discuss how to get your offer accepted in this housing market taking advice from top real estate agents across the country. It seems like it call comes down to relationships and thinking outside of the box.

Let me know your thoughts in the comments below.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

Have you been making offers to buy a house? What have you done to help your offer stand out amongst the competition? If you’re a first time home buyer or someone making offers right now, how many offers have you written? How do you think the rise in house prices 2021 is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜
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Are you a first time home buyer having a difficult time getting your offer accepted in the current housing market? Well just wait…..If President Biden’s capital gains tax proposal passes you could see big time real estate investors move their money into single family homes which would diminish any available inventory and cause house prices to skyrocket. In this conversation with Michael Zuber from @One Rental at a Time we discuss how those changes could affect the housing market in addition to what his predictions are when the eviction and foreclosure moratorium ends.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜
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Are you looking to take advantage of lower interest rates but have lower credit scores or a higher DTI? Have you missed a mortgage payment and finding it hard to refinance your mortgage? Today, the FHFA (Federal House Finance Agency) announced it is implementing a new refi product that targets low-income borrowers with single-family mortgages backed by Fannie Mae and Freddie Mac to take advantage of historically low interest rates.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

Articles mentioned in this video:

FHFA releases new refi option for low-income borrowers

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜
To never miss a video about personal finance & real estate related topics, please subscribe to my channel & then hit the bell notification here ➜ https://goo.gl/NZB1S6

Are you currently in the process of buying a house and getting frustrated with the process because of homebuyers overbidding and waiving everything? Are you starting to sacrifice on what’s important to you so that you can get your offer accepted? In this video, we discuss a recent success story from a client who had only 5% down and was competing against multiple offers in the current housing market and what we did to help our offer stand out amongst the competition without giving up the farm.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

What are your thoughts on affordability and the 2021 housing market? When do you believe home prices will level off? If you’re a first time home buyer or someone making offers right now, how many offers have you written? What are you doing to make your offer stand out? How do you think the rise in house prices 2021 is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜
To never miss a video about personal finance & real estate related topics, please subscribe to my channel & then hit the bell notification here ➜ https://goo.gl/NZB1S6

When will we see home prices come down? When will inventory increase? What is driving the buyer demand in the 2021 housing market? In this video, we take a look at a survey of more than 100 economists and real estate experts surveyed by Zillow as part of the Q1 2021 Zillow Home Price Expectations where they discuss their thoughts on when inventory will increase and what they expect home prices do to over the next 4 years.

RESOURCES:
🏠 – First Time Home Buyer Course – http://www.becominghomewise.com
✅ – Get a Referral to a Mortgage Lender or Realtor – http://www.jebsmith.net/referral

Articles mentioned in this video:

https://www.zillow.com/research/zhpe-q1-2021-work-from-home-29311/

What are your thoughts on affordability? When do you believe home prices will level off? Do you agree with the Zillow Survey that home prices will continue to appreciate through 2025? How do you think the rise in house prices 2021 is going to affect the housing market? What are you thoughts on a housing market crash? How long do you believe this can go on? Let me know in the comments below.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜
To never miss a video about personal finance & real estate related topics, please subscribe to my channel & then hit the bell notification here ➜ https://goo.gl/NZB1S6